
Apple Valley Lake is a private lake community in Knox County, Ohio, near Howard and Mount Vernon. Its clear water, wooded shoreline and mix of lakefront, lakeview, golf-course and off-water properties give buyers several ways to enjoy lake living.
The community centers on a 511-acre lake with approximately 9.5 miles of shoreline and an average depth of about 30 feet. Most amenities are reserved for property owners, their accompanied guests and eligible family members, subject to current Apple Valley Property Owners Association rules and schedules.
Lake living with room to choose
Lakefront homes have direct water access. Shoreline frontage, the slope from the house to the water, dock features and views vary from property to property. Lakeview homes can provide seasonal or year-round views without shoreline ownership. Golf-course and off-water homes offer other settings while retaining access to the private community amenities available to eligible property owners.
Every property is different. Shoreline condition, dock potential, topography, water depth, road access and proximity to amenities can affect how well a home fits a buyer’s plans. Current inventory and pricing change frequently, so review the live Apple Valley Lake homes for sale rather than relying on older market claims.

Recreation and community amenities
Life at Apple Valley can include boating, fishing, swimming, paddling and quiet evenings by the water. Community features include beaches, boat launches, pools, fitness and recreation areas, a clubhouse and the Floral Valley Community Center. The adjacent Apple Valley Golf Course is separately operated.
See original lake, beach, marina and amenity images in the Apple Valley Lake photo gallery.
What buyers should verify
Before buying, review the current AVPOA assessments, transfer-related fees, restrictive covenants, building requirements, boating and dock rules, and guest or renter privileges. Buyers should also independently verify property boundaries, utilities, shoreline improvements and any plans for remodeling or new construction.
Local guidance from Joe and Sherrie Toth
Joe and Sherrie Toth have lived at Apple Valley full time since 2005. Their local perspective can help buyers compare lakefront, lakeview, golf-course and off-water properties based on how they plan to use the home.
Ready to explore? Browse current listings or contact Joe and Sherrie with questions about Apple Valley Lake homes and the community.


