Apple Valley Lake is a private lake community in Knox County, Ohio, near Mount Vernon and the village of Howard. The community offers lake living, year-round recreation and a welcoming mix of full-time residents, second-home owners and retirees.

At the center of the community is a beautiful 511-acre lake with approximately 9.5 miles of shoreline and an average depth of about 30 feet. Buyers can choose from lakefront, lakeview, golf course and off-water properties in a wide range of settings.

Apple Valley Lake is private. Most community amenities are reserved for property owners, their accompanied guests and eligible family members with a current family pass. Eligible renters may receive amenity privileges after meeting current AVPOA lease, fee and identification requirements.

Learn more about who may use Apple Valley Lake and its amenities.

Apple Valley Lake Amenities

Property ownership provides access to a variety of private recreational facilities and community spaces. Current amenities include:

• Three private beaches: Davis Beach, King Beach and Sutton Beach
• Indoor and outdoor swimming pools
• Apple Valley Marina
• Boat-launching facilities
• Clubhouse and fitness center
• Floral Valley Community Center
• Bennett Park, with a fishing pond, picnic shelter and playground
• Campers Village
• Pickleball courts
• Tennis courts
• Basketball areas
• Dog park
• Walking and recreational areas
• Community clubs and organized activities

Amenity schedules, access requirements and guest rules may change. Property owners and buyers should confirm current information with the Apple Valley Property Owners Association.

You can also explore our Apple Valley Lake photo gallery for a closer look at the lake and community.

Beaches, Pools and Community Spaces

Davis Beach, King Beach and Sutton Beach provide private swimming and gathering areas for property owners and their accompanied guests. The beaches include picnic areas and other facilities, although specific availability and seasonal rules may vary.

Floral Valley Community Center includes the indoor pool and rentable gathering spaces. The Apple Valley Clubhouse area includes the outdoor pool and fitness center.

Bennett Park offers a quieter outdoor setting with a fishing pond, fishing pier, picnic shelter, playground and basketball hoop. The park is available to property owners and their accompanied guests. AVPOA's Bennett Park information provides current facility details.

Boating and Fishing

Apple Valley Lake offers boating, fishing, swimming and other water recreation. Boat registration, decals and current boating rules are administered by AVPOA.

No-wake hours currently run from sunset to sunrise. Boaters should always review the latest AVPOA rules, buoy map and safety requirements before using the lake.

The lake is stocked with fish that include:

• Bluegill
• Carp
• Catfish
• Crappie
• Largemouth and smallmouth bass
• Saugeye
• Striped bass
• Walleye

Fishing conditions and stocking programs can change. Current lake and beach information is available from AVPOA.

Campers Village

Campers Village provides camping opportunities for Apple Valley property owners in good standing and their accompanied guests. Facilities include electric and water hookups, playground areas, basketball, horseshoes, picnic facilities, laundry and bathhouses.

Camping fees, registration requirements and length-of-stay restrictions apply. Buyers interested in camping should review the current Campers Village information.

Apple Valley Golf Course

Apple Valley Golf Course is an 18-hole public golf course located beside the Apple Valley community. It is an important lifestyle attraction, but it is separately owned and operated and is not an AVPOA amenity.

This distinction is important for buyers. Owning property in Apple Valley does not automatically include golf privileges or golf fees.

2026 Apple Valley Assessments

For the assessment year beginning April 1, 2026:

• Annual maintenance assessment: $283 per lot
• Annual major repairs assessment: $83 on the first lot owned
• Combined mandatory assessment on a first lot: $366

The assessment year runs from April 1 through March 31. Assessments may change from year to year. Additional fees may apply for fitness memberships, boat decals, camping, renters, family passes and certain facility uses.

Review our current Apple Valley Lake fee guide and confirm final amounts directly with AVPOA before purchasing.

Full-Time and Second-Home Living

Apple Valley includes full-time residents, weekend homeowners, retirees and families who use their properties as second homes.

The community feels peaceful and private without being isolated. Mount Vernon is nearby for shopping, restaurants, medical services and everyday needs. Apple Valley is also accessible to buyers traveling from Columbus, Cleveland, Akron, Medina and other parts of Ohio.

Property Types at Apple Valley Lake

Apple Valley properties generally fall into several categories.

Lakefront Homes

Lakefront homes provide direct access to the water. Features may include private docks, shoreline improvements and expansive lake views.

View Apple Valley lakefront homes for sale.

Lakeview Homes

Lakeview properties offer varying views of the lake without direct shoreline ownership. The strength and seasonality of the view can differ considerably from one property to another.

Golf Course Homes

Golf course homes may overlook or border the separately operated Apple Valley Golf Course. Buyers should verify the exact property boundary and relationship to the course.

Off-Water Homes and Lots

Off-water properties can provide access to the same private community amenities while offering more flexibility in location, setting and price.

Explore all Apple Valley Lake homes for sale.

Rules Buyers Should Review

Apple Valley properties are subject to recorded restrictions, AVPOA rules, annual assessments and applicable building requirements.

Before purchasing, buyers should review:

• Current assessments and transfer-related fees
• Restrictive covenants for the property's subdivision
• Building and architectural requirements
• Boating and dock rules
• Guest and renter privileges
• Rules governing the intended use of the property

Buyers and owners should contact AVPOA directly for current information before purchasing or advertising an Apple Valley property as a short-term rental.

AVPOA Administration Office
740-397-3311
Official AVPOA website

Start Exploring Apple Valley Lake

Every Apple Valley property is different. Lake access, views, location, topography, dock potential and proximity to amenities can all affect how a home fits a buyer's plans.

Local experience is especially valuable when comparing lakefront, lakeview, golf course and off-water properties.

Call Joe and Sherrie at 740-390-0735 to explore Apple Valley Lake homes and find the property that best fits the way you want to live.