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633 King Beach Dr - New Lakefront Video Tour

by Sherrie Toth

More detailed info on this new lakefront HERE

Client Testmonial

by Sherrie Toth

The  Porters were happy to do a video testimonial! We had fun putting this together with them. As most of our clients, we become life long friends and an Apple Valley resource.

Looking to become a happy client? Call or email us! 844-411-LAKE or [email protected] 

New vacant golf course lot! Over an acre!

by Sherrie Toth

Located on a quiet cul-de-sac and adjacent to the golf course! Walk to lunch or a round of golf! Check this video out as well as the MLS data HERE

Call the Apple Valley Team, Joe and Sherrie Toth 844-411-LAKE 

More info and properties here: www.applevalleylakeohio.com

 

 

MOOSE LODGE 252 FOR "SAIL" - Video Tour

by Sherrie Toth

Oh so darling!! First showings will be an open house on May 6th from 1-3pm. 

More info HERE

 

New Listing! Lake View "Beach House" Video Tour!

by Sherrie Toth

48 King Beach Tour! 1st viewing may be at the open house on Sunday, 4/29 from 1-4pm

For specs and further static details HERE

More lake view homes available HERE

Call Toth and Team for any further info or to get your lake home search started today! 844-411-LAKE

 

Apple Valley Lake home just listed $244,444

by Sherrie Toth

New listing! You're going to love, love, love this lake home! Call Us! 844-411-LAKE (5253)

 

 

 

Spring Clean at the Lake!

by Sherrie Toth

Well, it is the middle of May here in beautiful Apple Valley Lake and we are JUST finally starting to experience some Spring-like weather.  This means that we can open doors and windows and let the breeze infiltrate our lake home once more.

This also means that most of us have a few spots in our homes that need a thorough Spring cleaning.  And with the Apple Valley Garage Sales coming up (May 27-28), you won’t have to throw EVERYTHING away and you can make a couple of extra dollars.

In case you’re having trouble getting started, we’ve compiled a list of ten things you can do to effectively Spring Clean your lake home or at least get you started.

springcleaning.jpg

  1. Get rid of junk you DON’T NEED-  And this tip is two fold: There’s trash and there’s treasure.  If it’s trash, GET RID OF IT.  If it’s a possible treasure to someone else, set it aside to sell it at a garage sale or an online site like Ebay.  If it’s ruined or broken and can’t be fixed, toss it.  Possible treasures to someone else might be old magazines (especially National Geographic), clothes, books, jewelry, memorabilia, old or unused electronics (Amazon.com and some other sites like Gazelle.com and Nextworth.com. Will actually pay you for your old electronics). Other items like old toys, games, and simple little nick nacks are wanted as well.  DON’T FORGET ABOUT UNWANTED TOOLS!
  2. Wash your baseboards-  Imagine all that gunk that has accumulated on the baseboards: old mop water, shoe scuffs, spilled drinks, food etc.  This is like getting a pedicure-- most people won’t see it or notice, but you will and it will feel great.  Magic erasers are probably the best to use on baseboards. And get this, you can buy them for a fraction of the cost at the dollar tree right down the street in Mt. Vernon.

  3. Clean the kitchen cupboards- This can be as simple as what you did for the baseboards.  So stock up on those Magic Erasers.

  4. Wash the windows- And don’t just do the insides.  Make sure you get the outside as well.  If you have tall windows that you can’t reach or you just don’t care to even get into a project like this, Toth and Team recommends Mint Condition (419) 957-4663.

  5. Dust Dust Dust!- Dust all surfaces that you can. Remove items and get all the nooks and crannies.  Don’t forget about the top of your fan blades.  Those things can collect some major dust.  A simple trick we learned a while back was to take a pillow case and actually insert the fan blade into the case and rub the dust off that way.  You’ll save yourself an extra step by not having to clean up a table or floor full of fan dust. The pillow case makes it convenient by acting as a little dust catcher.

  6. Clean out Pantry and Fridge- That’s right! Make that stuff sparkle.  But in order to do that, you need to remove all items and toss the ones that are past their expiry date.  If you get confused by the “use by and best by” directives, check out this link for more details: the difference between use by and best by.

  7. Hand scrub the floors- Ok. You don’t have to be that crazy. But seriously; clean those floors better and more thoroughly than you have during the winter months.

  8. Wash the dishwasher-  You heard me!  Run a load without the dishes.  But first, clean out the drain and make sure there’s no excess food in there.

  9. Clean out the microwave- Add some lemon juice to a microwave safe bowl of water and cook for 2-3 minutes.  When it’s done, you should be able to wipe it clean with a rag.  And no harsh chemicals!

  10. Have Fun- Cleaning doesn’t have to be boring or just plain drudgery.  Slap on some tunes and enjoy making your Lake Home look its best.

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Now that the house is all clean, is it time to sell? If so, call us for a no obligation consultation. 844-411-LAKE (5253)

or email us at: [email protected]

Do you have any tips or tricks?  We’d like to hear about them.  Put them in the comment section below!

 

48 Gideon Court - New at Apple Valley Lake

by Sherrie Toth

Welcome to the lake! 

Super lovely Schlabach CAPE COD home on two lots at Apple Valley. Located directly across the street from the LAKE with WATER views. COVERED front porch for coffee and conversation. Open living, dining and kitchen for gatherings. Oak kitchen with BREAKFAST BAR. Dining with slider out to the back yard PATIO. 1st floor owner's suite with a huge 11 x 7 walk in closet. Owners LUXURY bath with jetted tub, double sinks and WATER CLOSET with shower. Off the owners suite and dining is a DEN with double glass doors. Could also serve nicely as an infant room.

Large 1st floor laundry with sink and plenty of cabinets. 1 of the 2 half baths is on the 1st floor for guests. 2nd level has 3 LARGE bedrooms and 2 more FULL BATHS. One bedroom has its own PRIVATE BATH and two bedrooms share a Jack n Jill bath. Lower level has a LARGE 26 X 13 finished room that could be a bunk bedroom, theater room or 2nd family room. Another finished 27X21 family room at this level as well. 23x14 unfinished room with the utilities-great for storage. Fantastic home with over 4000 sq ft offered at a fair price of $264,444. 

 

 too new to show on our featured properties page as of 5/13. Call for further info and pictures. 844-411-LAKE (5253)


 

 

 

 

 

Toth and Team

The Apple Valley Lake Team

844-411-LAKE (5253)

Home Buyer Tips - Worth The Read!

by Sherrie Toth

How to Buy a Home: 7 Tips and Tricks from Real Estate Insiders

No matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are our best tips to buying a home.

Know your buying power

What is your buying power? It is the combination of your credit-worthiness and how much you can realistically pay for a home.

First, you need to understand the hidden costs of buying a home. You will need to save not only for the down payment of your home -- which is typically between 10% - 20% of the offer price -- but also for any additional transaction fees, such as transfer tax, PMI, title insurance, and legal fees.

Then you need to know what you can realistically afford each month to understand how much house you can buy. Your mortgage rate will depend on your creditworthiness -- if you have a high credit score, your lender will likely approve you for a lower mortgage rate, which can save you thousands of dollars per year in interest.

How much of your budget should go to your monthly home costs? According to SmartAssets, you can use the 36% rule as a rough guideline. This means that your monthly obligation shouldn’t be more than 36% of your monthly gross income.

A loan professional can help you figure out how much house you can afford. Contact Toth and Team for our awesome Mortgage Loan Officer Referrals.

Fix your credit with the help of a loan professional

According to CreditKarma, a good credit score is usually 720 or above. You want to clean up your credit as soon as you can, and definitely before you go to a lender for a loan preapproval.

When you apply for your loan pre-approval, you don’t want to have anything to hide on your application. So don’t lower your credit score by doing anything that will originate more inquiries into your credit. For example, don’t open any new credit cards. Also, don’t omit any debts or loans when you apply. If the loan officer discovers them in the application process, they may deny you a pre-approval.

Get a loan professional to check your credit score for you. A professional can give you a clearer idea if your score is in the ‘good’ range, or if you need to do some credit cleanup before getting a mortgage preapproval.

Work with a knowledgeable Real Estate Agent, Like Joe & Sherrie Toth or one of their Buyers agents. 

Do you understand what kind of market you are buying into? Even within a city’s limits, there can be micro markets that are increasing or decreasing in value.

That’s why it’s important to hire a highly competent real estate agent who knows the specific market. You want to make sure that the professional who you’re working with really understands what the market is like and will help you find the home that you desire. Choose Local. Someone that doesn’t have to come across town or counties to help you in the area you are looking in.

How can you tell if your agent knows the market? See if they can provide you with a buyer’s market analysis. Ask them about the area and some details only a local would know. Or, simply ask them where THEY live. Is it in the area you are looking?

A buyer’s market analysis report outlines which neighborhoods are still up and coming -- with potential for increased property value -- versus those that have peaked with inflated home prices. Having this analysis at your fingertips will help you know if a home’s list price is above comparable properties so you don’t overpay for a home.

Don’t try to time the market...

Even in a hot market, there’s never a perfect time to buy a home. It can take a while to know exactly what you like, and you may have to look at 10 or more homes before you can recognize what suits your lifestyle best. While you’re shopping, take photos of your favorite properties and the details that you liked the best so that you can remember what you liked.

Another good reason to slow down the buying process: you might find a better deal if you do. Investigate expired listings. Expired listings may have gone off the market because they didn’t get any offers at the listed price, so you may be able to underbid the original listing price. It’s not likely worth your time to look at FSBO (for sale by owner) listings, though. Since they are not represented by a professional, they are often overpriced.

When you start shopping, have a one-hour initial consultation with your realtor. Give them every single detail that you know about your lifestyle, buying power, needs, wants and desires for your home. The more detail you can provide, the easier it will be for them to help you find your future home. Your agent may also know of exclusive listings not available to the general public.

… But make the offer as soon as you find the right home

If you love it, make the offer. Otherwise, that dream home may disappear faster than you think, especially if you’re buying in a hot market. The Apple Valley Lake market is HOT!

Your buying agent should contact the listing agent before you submit an offer so that they can decide what’s important to include in the offer. If you’re serious about it, you want to increase the chances that your offer is accepted.

Show that you’re serious about the purchase by creating a buyer’s offer packet. It should include your lender’s preapproval letter, a screenshot of your down payment money in your bank account, and comps that support the rationalization of the offer you are presenting.

Get a home inspection

Once you’re in the negotiation process, it’s essential that you get a third-party inspector to run a thorough home inspection. The inspector will be looking for major structural issues, including problems with the foundation, plumbing, and electrical systems. Your inspector should be extra picky, pointing out the most minor faults.

Make sure to have the inspection conducted before it is too late to back out of a deal. If there are any major structural issues, you may be able to make the seller repair them as a contingency to solidifying your offer. Minor issues that you can repair on your own may be points for negotiating a lower offer.

Protect your credit before you close

Don’t raise any red flags with your creditworthiness in the weeks before closing. Any one of these moves could mean that you’re denied the loan and the deal falls through -- even if you’ve already been preapproved!

 

●Keep your spending to a minimum and don’t make any major purchases before closing -- that includes buying furniture, or a car, truck, or van, or any excessive charges on your credit card.

 

●Keep your bank accounts stable. Don’t change banks, spend any of the money you have set aside for closing, or make any large deposits to your accounts without checking with your loan officer first.

 

●Keep your employment situation stable -- do not change jobs, quit your job, or become self-employed. Any sudden change in your income can have that preapproval offer rescinded.

 

●Do not cosign a loan for anyone. It will open an inquiry into your credit and add to your debt, which could raise your mortgage rate and cost you thousands of dollars over the life of the loan.

 

Looking for a home in our area? Let us help you find the home of your dreams. We’re well versed in the our local real estate market in Apple Valley Lake and The Knox County area!

 

RE/MAX Consultant Group

Toth and Team

Joe & Sherrie Toth

844-411-5253

 

[email protected]

www.AppleValleyLakeOhio.com

www.applevalleylakeohio.com

 

 

2016 Home and Garden Shows

by Sherrie Toth

Home and Garden Shows, 2016


Home and garden 3.jpg 
 

Spring is around the corner and that means we can watch that beautiful Apple Valley Lake fill up and dream of the beauty of Summer.  

 

One of the perks of cruising Apple Valley lake during the warmer months is looking at all the gorgeous homes that outline its perimeter.  Knowing that folks are scanning your backyard gives you all the more reason to spruce it up and give it that “curb appeal” so-to-speak.  Besides Pinterest and all those other fantastic information- spewing websites, one of the best places to visit is one of Ohio’s Home and Garden shows.  Here, at these shows, you will find ways to make your home look its best. You might also be interested in innovative things such as green technology to enhance the efficiency of your Lake Home.

Many home and garden shows have come and gone! In fact, some are going on NOW! Check out this list and mark one of the dates on your calendar!

home and garden 2.jpg

 

 

 

 

 

 

 

Central Ohio- Columbus Dispatch Home and Garden Show

    Dates- February 20-28, 2016

    Find us on- Twitter and Facebook

 

North Central - Ohio Building Industry Association

     Dates- April 8th- 10th, 2016

    Located at the Historic Ohio State Reformatory

 

Central Ohio- Home and Garden Show and Holiday Fest

    Dates- September 9-11, 2016

    Find us on- Twitter and Facebook

 

Southwest Ohio- Cincinnati Home and Garden Show

    Dates- March 2-6, 2016

    Find us on- Twitter and Facebook

 

Akron/Canton- Home and Flower Show

    Dates- February 26-28, 2016

    Find us on- Facebook

 

There you have it!  If you find any more that we have not listed, comment the information below.  Also, comment what you are looking for at these shows and anything new and interesting you may find after you attend.



    

Displaying blog entries 1-10 of 21

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Toth & Team
RE/MAX Consultant Group - at the lake
22021 Coshocton Road Suite A
Howard OH 43028
Sherrie’s Mobile: 740-390-0735
Joe’s Mobile: 330-388-6293
Fax: 800-707-3176

Apple Valley Lake Team | 844-411-5253